Minnesota physician home loans · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513 · mcerto@cfmtg.com
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By Mike Certo, Cornerstone First Mortgage · NMLS #260555 ·

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Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. The Minnesota Rural and Urban Physician Loan Forgiveness Programs are administered by the Office of Rural Health and Primary Care at the Minnesota Department of Health, not by Cornerstone; their terms, award amounts, eligibility and application cycles are set by that office and change, and payments are subject to funds appropriated by the Minnesota State Legislature. Minnesota Statutes quoted on this site are reproduced so you can take them to your own attorney. Physician-loan program terms, eligible degrees and overlays are set by the lender and change. This is not a commitment to lend.


Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about physician mortgage financing, not a loan commitment and not legal, tax or financial advice. The Minnesota Rural and Urban Physician Loan Forgiveness Programs are administered by the Office of Rural Health and Primary Care at the Minnesota Department of Health, not by Cornerstone; their terms, award amounts, eligibility and application cycles are set by that office and change, and payments are subject to funds appropriated by the Minnesota State Legislature. Minnesota Statutes quoted here are reproduced so you can take them to your own attorney. Figures carry the date we verified them against primary sources. Physician-loan program terms, eligible degrees and overlays are set by the lender and change. All loans are subject to borrower, property and program qualification.